PEAK Fund Management is an equity investment strategy offered and managed by Horter Investment Management, LLC.

PEAK Fund Management

An actively managed portfolio of high quality no load stock mutual funds.

BTS Bond Asset Allocation Management is a fixed income investment strategy managed by BTS Asset Management and offered through Horter Investment Management, LLC.

BTS Asset Management

An actively managed portfolio of no load government bond mutual funds, no load high yield bond mutual funds with a money market fund.

disclaimer

PEAK Fund Management is a no load equity mutual fund strategy that analyzes over 10,000 mutual funds for such information as expenses, 12B-1 fees, management tenure, historical rates of return (commonly known as "Beta"), risk ratings, and Morningstar rankings (an independent third party mutual fund advisor). PEAK Fund Management is not a registered mutual fund as that term may be defined in the Investment Company Act of 1940. Investment advice is provided by Horter Investment Management, LLC, an SEC Registered Investment Advisor. Insurance and annuity products are sold separately through Horter Financial Strategies, LLC. Securities transactions for Horter Investment Management clients are placed through Pershing Advisor Solutions and Trust Company of America. Past Performance is no guarantee of future results. Results may vary and investors could lose money.

Horter Investment Management and BTS Asset Management are not affiliated. BTS Asset Management is a Sub-Adviser
to Horter Investment Management as the Adviser to Horter Investment Management clients.